Skip to main content Skip to main navigation menu Skip to site footer

The out of pocket payments in low and middle-income countries and the affecting factors: a systematic review and meta-analysis

  • Esmat Nemati ,
  • Shirin Nosratnejad ,
  • Leila Doshmangir ,
  • Vahideh Zarea Gavgani ,

Abstract

Introduction: The out of pocket (OOP) payment is the most important source of health system financial support in low and middle-income countries (LMICs); therefore, considering and controlling health expenses are pivotal issues. The present study aimed to determine the households OOP payments in LMICs.

Method: Electronic databases, including Web of Science, Scopus, and PubMed were searched systematically in September 2015. Relevant papers on OOP payment in LMICs were included in the study. OOP payment was estimated as a percentage of Gross Domestic Product (GDP) per capita and household final consumption expenditure per capita in every country.

Results: Seventeen papers out of 3714 were included in the study. Eight studies were conducted in low-income countries, eight in middle-income countries, and one in both low and middle-income countries. The mean OOP payment as a percentage of households final consumption expenditure in LMICs was 0.67(α= 0.000, CI: 0.35-1.003) and the mean of OOP payment as a percentage of GDP in these countries was 1.65(α=0.000, CI: 1.57-1.72).

Conclusion: The households in LMICs face high levels of OOP payment. Therefore, many challenges must be overcome in financial support of health sectors. Health system policies and strategies are necessary to reform interventions in financing resources and purchasing health care services.

References

  1. World Health Organization: Health financing for universal coverage [Internet]. 2017. Available from: http://www.who.int/health_financing/topics/financial-protection/out-of-pocket-payments/en/.
  2. Bredenkamp C, Mendola M, Gragnolati M. Catastrophic and impoverishing effects of health expenditure: new evidence from the Western Balkans. Health policy and planning. 2010;26(4):349-56.
  3. Wagstaffa A, van Doorslaerc E. Catastrophe and Impoverishment in Paying for Health Care: With Applications to Vietnam 1993-98. Health Econ. 2003;12(11):921-34.
  4. Gottret PE, Schieber G. Health financing revisited: a practitioner's guide: World Bank Publications; 2006.
  5. Makinen M, Waters H, Rauch M, Almagambetova N, Bitrán R, Gilson L, et al. Inequalities in health care use and expenditures: empirical data from eight developing countries and countries in transition. Bulletin of the World Health Organization. 2000;78(1):55-65.
  6. Raban MZ, Dandona R, Dandona L. Variations in catastrophic health expenditure estimates from household surveys in India. Bulletin of the World Health Organization. 2013;91(10):726-35.
  7. Organization WH. The world health report 2000: health systems: improving performance: World Health Organization; 2000.
  8. Jowett M. Theoretical insights into the development of health insurance in low-income countries. 2004.
  9. Xu K, Evans DB, Kawabata K, Zeramdini R, Klavus J, Murray CJ. Household catastrophic health expenditure: a multicountry analysis. The lancet. 2003;362(9378):111-7.
  10. Heath I, Haines A, Malenica Z, Oulton JA, Leopando Z, Kaseje D, et al. Joining together to combat poverty. Croatian medical journal. 2000;41(1):28-31.
  11. Ataguba JE-O. Reassessing catastrophic health-care payments with a Nigerian case study. Health Economics, Policy and Law. 2012;7(03):309-26.
  12. Bennett KJ, Dismuke CE. Families at financial risk due to high ratio of out-of-pocket health care expenditures to total income. Journal of health care for the poor and underserved. 2010;21(2):691-703.
  13. Kruk ME, Goldmann E, Galea S. Borrowing and selling to pay for health care in low-and middle-income countries. Health Affairs. 2009;28(4):1056-66.
  14. Van Doorslaer E, O'Donnell O, Rannanâ€Eliya RP, Somanathan A, Adhikari SR, Garg CC, et al. Catastrophic payments for health care in Asia. Health economics. 2007;16(11):1159-84.
  15. Kumar K, Singh A, Kumar S, Ram F, Singh A, Ram U, et al. Socio-economic differentials in impoverishment effects of out-of-pocket health expenditure in China and India: evidence from WHO SAGE. PloS one. 2015;10(8):e0135051.
  16. Chari RV. Targeted delivery of chemotherapeutics: tumor-activated prodrug therapy. Advanced drug delivery reviews. 1998;31(1):89-104.
  17. Onwujekwe O, Hanson K, Ichoku H, Uzochukwu B. Financing incidence analysis of household outâ€ofâ€pocket spending for healthcare: getting more health for money in Nigeria? The International journal of health planning and management. 2014;29(2):e174-e85.
  18. Van Minh H, Phuong NTK, Saksena P, James CD, Xu K. Financial burden of household out-of pocket health expenditure in Viet Nam: findings from the National Living Standard Survey 2002–2010. Social science & medicine. 2013;96:258-63.
  19. Malik AM, Syed SIA. Socio-economic determinants of household out-of-pocket payments on healthcare in Pakistan. International journal for equity in health. 2012;11(1):51.
  20. Ray T, Pandav C, Anand K, Kapoor S, Dwivedi S. Out-of-pocket expenditure on healthcare in a north Indian village. National Medical Journal of India. 2002;15(5):257-9.
  21. Aji B, De Allegri M, Souares A, Sauerborn R. The impact of health insurance programs on out-of-pocket expenditures in Indonesia: an increase or a decrease? International journal of environmental research and public health. 2013;10(7):2995-3013.
  22. Kusi A, Hansen KS, Asante FA, Enemark U. Does the National Health Insurance Scheme provide financial protection to households in Ghana? BMC health services research. 2015;15(1):331.
  23. Brinda EM, Andrés RA, Enemark U. Correlates of out-of-pocket and catastrophic health expenditures in Tanzania: results from a national household survey. BMC international health and human rights. 2014;14(1):5.
  24. Buigut S, Ettarh R, Amendah DD. Catastrophic health expenditure and its determinants in Kenya slum communities. International journal for equity in health. 2015;14(1):46.
  25. Barros AJ, Bertoldi AD. Out-of-pocket health expenditure in a population covered by the Family Health Program in Brazil. International journal of epidemiology. 2008;37(4):758-65.
  26. Long Q, Xu L, Bekedam H, Tang S. Changes in health expenditures in China in 2000s: has the health system reform improved affordability. International journal for equity in health. 2013;12(1):40.
  27. Xu Y, Gao J, Zhou Z, Xue Q, Yang J, Luo H, et al. Measurement and explanation of socioeconomic inequality in catastrophic health care expenditure: evidence from the rural areas of Shaanxi Province. BMC health services research. 2015;15(1):256.
  28. Atella V, Brugiavini A, Pace N. The health care system reform in China: effects on out-of-pocket expenses and saving. China Economic Review. 2015;34:182-95.
  29. Chen M, Zhao Y, Si L. Who pays for health care in China? The case of Heilongjiang Province. PloS one. 2014;9(10):e108867.
  30. Liu GG, Zhao Z. Urban employee health insurance reform and the impact on outâ€ofâ€pocket payment in China. The International journal of health planning and management. 2006;21(3):211-28.
  31. Sulku SN, Bernard DM. Financial burden of health care expenditures: Turkey. Iranian journal of public health. 2012;41(3):48.
  32. Yardim MS, Cilingiroglu N, Yardim N. Catastrophic health expenditure and impoverishment in Turkey. Health policy. 2010;94(1):26-33.
  33. Knaul FM, Wong R, Arreola-Ornelas H, Méndez O, Bitran R, Campino AC, et al. Household catastrophic health expenditures: a comparative analysis of twelve Latin American and Caribbean Countries. salud pública de méxico. 2011;53:s85-s95.
  34. World Health Organization: Global Health Expenditure Database 2014 [Quick report, Health System Financing Profile by country]. Available from: http://apps.who.int/nha/database/Country_Profile/Index/en.
  35. Abolhallaje M, Hasani S, Bastani P, Ramezanian M, Kazemian M. Determinants of catastrophic health expenditure in iran. Iranian journal of public health. 2013;42(1):155.
  36. Akazili J, Gyapong J, McIntyre D. Who pays for health care in Ghana? International Journal for Equity in Health. 2011;10(1):26.

How to Cite

Nemati, E., Nosratnejad, S., Doshmangir, L., & Zarea Gavgani, V. (2019). The out of pocket payments in low and middle-income countries and the affecting factors: a systematic review and meta-analysis. Bali Medical Journal, 8(3), 733–740. https://doi.org/10.15562/bmj.v8i3.958

HTML
1

Total
19

Share

Search Panel

Esmat Nemati
Google Scholar
Pubmed
BMJ Journal


Shirin Nosratnejad
Google Scholar
Pubmed
BMJ Journal


Leila Doshmangir
Google Scholar
Pubmed
BMJ Journal


Vahideh Zarea Gavgani
Google Scholar
Pubmed
BMJ Journal